Take control of your Canadian finances

Practical spreadsheet tools built for how money actually works in Canada — registered accounts, CRA rules, and real-life cash flow. No subscriptions, no apps phoning home.

✓ Works in Excel & Google Sheets  ·  ✓ Instant download  ·  ✓ Free lifetime updates

The tools

Three focused spreadsheets. Each one does one job well — and every formula is live, so the numbers always add up.

TFSA / RRSP / FHSA Contribution Tracker

Never over-contribute again
  • Log every contribution & withdrawal across your TFSA, RRSP and FHSA
  • Dashboard shows contributions year-to-date, room remaining, excess and estimated penalty
  • Red over-contribution warning — plus an amber heads-up inside the RRSP $2,000 buffer
  • 2026 CRA limits built in, editable if the rules change
  • Guided 3-step setup with example data you replace with your own
$19one-time · yours forever
Buy now

Investment & Dividend Tracker

Your whole portfolio, one dashboard
  • Track holdings across TFSA, RRSP, FHSA and taxable accounts — in CAD and USD
  • Trade journal and dividend log with year-to-date, trailing-12-month and yield-on-cost views
  • Simplified adjusted cost base (ACB) per holding for taxable accounts
  • Dashboard: total value, gains, allocation by account, and your top 5 holdings
  • Works in Excel and Google Sheets — no live-price subscription needed
$24one-time · yours forever
Buy now

Freelancer Budget + Tax Buffer Planner

Irregular income, handled
  • Income and expense logs with a live dashboard of your cash flow
  • Auto-suggests a tax set-aside on every income entry (default 25%, adjustable)
  • Quarterly installment tracker with CRA due dates and paid / overdue status
  • Runway view: how many months of expenses your savings cover
  • Suggested monthly salary based on your 6-month average income
$19one-time · yours forever
Buy now

The complete NorthLedger toolkit

All three tools, one download, one price. Cover your registered accounts, your investments and your cash flow — the full Canadian money picture.

  • TFSA / RRSP / FHSA Contribution Tracker
  • Investment & Dividend Tracker
  • Freelancer Budget + Tax Buffer Planner
SAVE $13
$49$62
Get the bundle
One-time payment · instant download · free lifetime updates

How it works

From checkout to organized finances in under five minutes.

1

Pick your tool

Choose the tracker you need — or grab the bundle and cover everything at once.

2

Download instantly

Your .xlsx file is ready the moment checkout completes. No waiting, no shipping.

3

Open & go

Open in Excel or Google Sheets, replace the example rows, and you're tracking.

Questions

Do I need Excel?

No. Every NorthLedger tool is a standard .xlsx file that opens in both Microsoft Excel and Google Sheets — pick whichever you already use.

Is this tax advice?

No. NorthLedger tools are organization aids: they track your numbers and apply published CRA rules so you can see where you stand. Always confirm your contribution room against CRA My Account or your Notice of Assessment, and talk to a qualified professional for tax decisions.

How do I receive the file?

Instantly. As soon as your checkout completes you'll get a download link for the .xlsx file — no account or subscription required.

Do I get updates?

Yes — free lifetime updates. When CRA limits change or a tool gets new features, you'll be able to re-download the latest version at no extra cost.